Personal Tax Credits

No one likes taxes, but with little tax planning you can achieve your goals.

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Tax Credits and Deduction Limits

CPP AND EI RATES

For 2019 CPP employee contribution rate is 5.1% while maximum pensionable earnings are $57,400 and maximum contribution is $2,748.90. For EI contribution rate is 1.62%, maximum insurable earnings are $53,100 and maximum contribution is $860.22.

2019 AUTOMOBILE RATES AND LIMITS

Capital cost of a vehicle unchanged at $30,000 and maximum deductible leasing cost at $800 per month and maximum interest deduction will remain at $300 per month. Tax exempt allowance paid by employers to employees using their own car for business purposes will be $0.58 per KM for first 5,000 KM and $0.52 for each additional KM.

2019 BASIC PERSONAL TAX EXEMPTION

For 2019, basic personal federal tax exemption is $12,069 and for BC is $10,682.

AGE AMOUNT CREDIT

For 2019, the maximum age amount credit is $7,494.

2019 DISABILITY AMOUNT

Federal disability tax credit is $8,416.

2019 BUSINESS AUTO LEASE RATE

The limit on deductible leasing costs will remain at $800 per month (plus applicable federal and provincial-territorial sales taxes) for leases entered into after 2018. This limit is one of two restrictions on the deduction of automobile lease payments. A separate restriction prorates deductible lease costs where the value of the vehicle exceeds the capital cost ceiling.

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